PLMJ’s banking and finance area handles all aspects of financing, banking and capital markets, including corporate finance, real estate financing, leveraged & acquisition finance, asset finance, project finance, structured finance, securitisation, mortgage lending, consumer credit including the issue and management of credit cards, documentary credit/trade finance and debt issues.

We also provide legal support in structuring a range of financial products and instruments, including undertakings for collective investment and derivative instruments, drafting financial intermediary agreements and agreements for administering means of payment. Additionally, we handle all regulatory and supervisory issues related to the activities of credit institutions and financial and investment companies.

Combining their sound legal knowledge with ongoing innovation, the lawyers specialised in banking and finance are qualified to meet the demands of a constantly evolving sector where legal certainty and security are increasingly crucial.

PLMJ’s banking and finance team has been involved in transactions that, due to their innovative nature, laid the groundwork for legal structures and frameworks that are commonly used to this day. The most important of these include the first project funded under a project finance scheme in Portugal and the first credit securitisation carried out in Europe for a range of credits arising from construction agreements, which were also funded under a project finance scheme.

Through our partner law firms we regularly cooperate in providing advice on banking and finance issues to clients doing business in Angola and Mozambique.

Our banking and finance clients include a variety of credit institutions, financial companies and investment firms. We act for both Portuguese clients and international and clients with a presence in Portugal. We also act for a variety of institutions acting as lenders, issuers and promoters that use the financial system and capital markets to finance their activity.

Whatever the degree of difficulty and complexity, PLMJ’s banking and finance lawyers are qualified to provide effective legal advice on all types of banking and financial operations. Time and again this team has been considered a leader in this practice area because of its experience, quality and degree of commitment.