- home
- areas of expertise
- industry
- banks & financial institutions
AREAS OF EXPERTISE
- Practice Areas
- Specialised Services
-
Industry
- Airlines & Aircraft
- Automotive
- Banks & Financial Institutions
- Chemicals & Pharmaceuticals
- Construction
- Electricity
- Energy & Natural Resources
- Food Manufacturers & Distributors
- Insurance
- IT & Telecoms
- Media & Advertising
- Mining & Minerals
- Oil & Gas
- Pulp & Paper
- Real Estate
- Retail & Commercial Licensing
- Shipping & Transport
- Shopping Centres & Retail Parks
- Sports
- Tourism
Banks & Financial Institutions
We provide legal advice to banks and financial institutions, covering the full range of operations, products and financial instruments including classic financing, project finance, structured products, setting up and commercialisation of investment funds, guarantees and letters of credit, derivatives, mortgages and consumer credit.
The in-depth knowledge of the matters at issue and the unrivalled experience of the people who make up our team, some of whom formerly worked in the legal departments of credit institutions or financial supervisory authorities, make PLMJ the first choice to provide on-going support for banking activity, in restructuring operations and in financial regulatory and supervisory matters.
From this sector of activity, PLMJ provides legal support to clients including a number of Portuguese and international credit institutions and financial and investment companies that do business in Portugal.
Besides the legal side of our work and the provision of support in transactions and in the structuring of financial products and services, we have also been entrusted, amongst other matters, with the revision and adaptation of legal documentation and internal processes relating to the enactment of of EU directives in Portugal, as well as advising on cross-border banking and financial activity both for Portuguese institutions abroad and for foreign institutions in Portugal.
PLMJ’s banking and finance team handles all aspects of financing, banking and capital markets, including corporate finance, real estate financing, leveraged and acquisition finance, asset finance, project finance, structured finance, securitisation, mortgage lending, consumer credit including the issue and management of credit cards, documentary credit/trade finance and debt issues.
We also provide legal support in structuring a range of financial products and instruments, including undertakings for collective investment and derivative instruments, drafting financial intermediary agreements and agreements for administering means of payment. Additionally, we handle all regulatory and supervisory issues related to the activities of credit institutions and financial and investment companies.
Combining their sound legal knowledge with sustained innovation, our specialist banking and finance lawyers are qualified to meet the demands of a constantly evolving sector where legal certainty and security are increasingly crucial.
PLMJ’s banking and finance team has been involved in transactions that, due to their innovative nature, laid the groundwork for legal structures and frameworks that are commonly used to this day. The most important of these include the first project funded under a project finance scheme in Portugal and the first credit securitisation carried out in Europe for a range of credits arising from construction agreements, which were also funded under a project finance scheme.
Through our partner law firms we regularly cooperate in providing advice on banking and finance issues to clients doing business in Angola and Mozambique.
Our banking and finance clients include a variety of credit institutions, financial companies and investment firms. We act for both Portuguese clients and international clients with a presence in Portugal. We also act for a variety of institutions acting as lenders, issuers and promoters that use the financial system and capital markets to finance their activity.
Whatever the degree of difficulty and complexity, PLMJ’s banking and finance lawyers are qualified to provide effective legal advice on all types of banking and financial operations. Time and again this team has been considered a leader in this area because of its experience, quality and degree of commitment.