Informative Note

Coronavirus: Impact on insurance


The Coronavirus, COVID-19 has raised numerous important legal issues. However, one issue has assumed an even higher profile with the recent classification of the virus as a pandemic. This is the question of what claims can be made under the different insurance products on the market to cope with the losses, whether direct or indirect, that Portuguese businesses have been facing.

The risks arising from the Coronavirus are unpredictable, abnormal and exceptional. This situation, combined with the wide range of products and policy provisions available in the European market, demands a careful case-by-case analysis of the legal and contractual framework of each policy. As this is a new and fast-developing situation, there may well be other changes that affect insurance policies.


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