Informative Note

Coronavirus: Moratorium on financing agreements


In the context of the COVID-19 pandemic, the Portuguese Government approved Decree-Law no. 10-J/2020, of 26 March (the "Decree-Law") which establishes a moratorium on certain financing agreements with a view to protect the liquidity of companies and families.

This briefing analyses the special legal regime of the moratorium on financing and discusses the following topics:

  • Beneficiary Entities
  • Affected Institutions
  • Eligible financing agreements
  • Moratorium
  • Procedure for access to the moratorium
  • Supervision and reporting duties
  • State guarantees and mutual guarantees


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Impacts and challenges for businesses in Portugal

PLMJ has created a multidisciplinary team dedicated to analysing the legal and operational challenges that businesses are facing. Our team’s mission is work hand-in-hand with our clients to find the best solutions to mitigate the risks and to relieve some of the pressure they are under.

We have created a Coronavirus Hub to share practical information to help mitigate the risks for companies in Portugal.

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